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PRIVACY POLICY

 

Rev. 12/2010

FACTS WHAT DOES HOME LOAN INVESTMENT BANK, FSB (HLIB) DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this noticecarefully to understand what we do.

What The types of personal information that we collect and share depend on the product or service you have with us. This information can include:

■ Social Security Number
■ Credit Scores
■ Payment History
■ Overdraft History
■ Credit History
■ Wire Transfer Instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Home Loan Investment Bank, FSB chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Home Loan Investment Bank Share? Can you limit this sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES No 
For our marketing purposes - to offer our products and services to you YES No 
For joint marketing with other financial companies  NO  We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences  NO  We don't share
For our affiliates' everyday business purposes - information about your creditworthiness  NO  We don't share
For nonaffiliates to market to you  NO  We don't share
Questions? 

Call 800-223-1700 or visit our Frequently Asked Questions page for more information.

What we do

How does Home Loan Investment Bank, FSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Home Loan Investment Bank, FSB collect my personal information?

We collect your personal information, for example, when you:

■ Apply for a loan
■ Give us your contact information
■ Make a wire transfer
■ Open an account
■ Deposit money

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

■ sharing for affiliates’ everday business purposes - information about your creditworthiness
■ affiliates from using your information to market to you
■ sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinacial companies.

Home Loan Investment Bank, FSB does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Home Loan Investment Bank, FSB does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Home Loan Investment Bank, FSB doesn't jointly market.

Click here to access a PDF copy of Home Loan's Privacy Policy